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Invest in Mutual Funds
Tailored Mutual Fund Solutions for Every Investor
- 1,30,000+Investors
- 30+Years Of Trusted Expertise
- 300+Partners
Choose From 5000+ Mutual Fund Schemes
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Calculate Your Mutual Fund Returns
Return Estimator
Estimation is based on the past performance
The Value of Your Investment after 12 Years will be
₹12,89,009
Investment Amount₹5,76,000
Est Returns₹7,13,009
What Are Mutual Funds?
Mutual funds are investment vehicles that pool (collect) money from investors and invest it across different asset classes (such as stocks, bonds, indices, or a mix). Based on the fund's strategy, the money is invested in a specific proportion for an estimated period. For example, a large-cap equity fund will invest at least 80% of its money in stocks of the top 100 companies as per market capitalization. Later, the gains and losses are distributed among investors based on the units they hold.
Types of Mutual Funds Based on Asset Class
Based on the underlying asset dealt, there are different types of mutual funds available.
Equity Mutual Funds
These funds invest in equities like stocks of companies listed on the exchanges.
Debt Mutual Funds
They invest primarily in debt securities such as T-bills, government securities and corporate bonds.
Hybrid Mutual Funds
These funds are a combination of both equity and debt securities.
Choose From 50+ Mutual Fund AMCs
- SBISBI MF
- HDFCHDFC MF
- ICICIICICI Pru
- NIPNippon India
- AXISAxis MF
- KMFKotak MF
- ABSLAditya Birla SL
- MAMirae Asset
- UTIUTI MF

How to invest in Mutual Funds?
- 1Login to Ashika
- 2Select Mutual Fund Scheme
- 3Set Up the Details
- 4OTP Verification
- 5Your SIP is Successful
Frequently Asked Questions
What is a mutual fund?
A mutual fund pools money from many investors and invests it in stocks, bonds or other assets. Each investor owns units in proportion to the amount invested.
What is a SIP?
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals, for example monthly, instead of investing a large sum at once.
What is the minimum amount to start investing?
Many schemes accept SIPs from ₹100 to ₹500 a month. The exact minimum is listed against each scheme.
Are mutual funds safe?
Mutual fund investments are subject to market risks. Returns are not guaranteed, and the level of risk depends on the type of scheme. Read all scheme related documents carefully before investing.
Do I need a demat account to invest?
You can invest in mutual funds through Ashika after completing KYC. A demat account is not required for most direct plans.
Can I withdraw my money anytime?
Open-ended schemes let you redeem units on any business day, though some schemes charge an exit load or have a lock-in period, for example ELSS funds.
How are mutual fund returns taxed?
Tax depends on the type of fund and how long you hold the units. Please consult a tax advisor for your situation.
What is the difference between direct and regular plans?
Direct plans have no distributor commission and so carry a lower expense ratio than regular plans of the same scheme.
How do I start investing with Ashika?
Login to Ashika, select a scheme, set up the details, verify the OTP and your investment is placed.
